What is the Ayushman Card Scheme?
The Ayushman Card Scheme, also known as the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), is a flagship health insurance initiative launched by the Government of India. The primary objective of this scheme is to provide financial protection to vulnerable families against catastrophic health expenditures. With this card, beneficiaries can access cashless treatment in empaneled hospitals across the country.
Benefits of the Ayushman Card
The Ayushman Card offers several benefits, making healthcare more accessible and affordable for millions of Indians. It provides coverage of up to INR 5 lakhs per family per year for secondary and tertiary care hospitalization. This includes a wide range of medical services, treatments for various diseases, and procedures that were previously unaffordable for many. Moreover, the scheme aims at reducing the out-of-pocket expenses that often plague poor families.
How to Apply for the Ayushman Card
Applying for the Ayushman Card is a straightforward process. Eligible families can check their name on the official PMJAY website or through state portals. Once confirmed, individuals can apply online or visit designated Common Service Centers (CSCs) to get their Ayushman Card issued. The government has also made provisions for awareness campaigns to educate people about the scheme and its benefits.
In conclusion, the Ayushman Card Scheme is an essential step toward achieving universal health coverage in India. It not only empowers beneficiaries by ensuring access to quality healthcare but also contributes to the overall well-being of society.